ICICI – The Insurance Experts
ICICI Lombard is a veteran in the field of travel insurance, having provided over a million policies and paid claims of more than $11million as cashless and reimbursement service. With this experience comes the knowledge of what features make for worry free travel for the insured. ICICI makes it easy for the insured to have access to a huge network of doctors and hospitals through its alliance with UnitedHealth International in USA. The UnitedHealth Group is one of the most diverse and large health care companies in the US. One can travel with peace of mind knowing that hospital bills may be settled directly by the insurance.
Benefits of ICICI Insurance
ICICI travel insurance policies have several features that make it very popular with everyone travelling outside India. Purchasing the plan is easy, as it can be done online. Prior medical check-up is not required for anyone under 85years to enroll in the plan. Life threatening situations caused by the acute onset of pre-existing conditions are also covered under emergency conditions. Medical evacuation costs back to India are covered. In addition to medical benefits, there are several trip related benefits that some ICICI insurance policies cover. Trip cancellation and interruption is covered. Losses caused by travel delay, baggage loss or delay and passport loss are reimbursed.
Variety of Plans
ICICI Travel Insurance offers various plans to suit your specific requirements. The Platinum plan is a comprehensive plan which includes medical coverage as well as Trip cancellation and interruption benefits. The Gold Plan covers mainly medical expenses related to new injuries and illnesses. The Salt and Pepper Plan is geared towards people who are 71 to 85 years old, with options of $25,000 and $50,000, depending on the age. The Bronze Plan is an affordable plan that offers mainly medical benefits and a maximum of $15,000 for medical expenses. The Family Plan covers 2 adults and minimum of a child, up to 4 children. Sub limits for expenses related to hospitalization, ICU, surgery, doctor’s office visits and ambulance services, apply to those over 56 years.